As a licensed broker, we specialize in creating fleet insurance programs for companies regardless of the industry they represent.

We also provide services to car importers and dealers, leasing companies and car fleet management entities.

Our solutions are used by several hundred customers throughout the country. We provide them with the most competitive offers, both in terms of price and scope of protection.

MAK Ubezpieczenia dostarcza szereg usług:

Management

Developing concepts and procedures for the purposes of purchase
and management of insurance

Documentation

Preparation of complete documentation
and implementation of protection assumptions

Negotiations

Negotiations with the insurer

Fleet Audit

Audit of the functioning of the fleet and the implementation of solutions reducing
claims, thereby reducing protection costs.

Our offer includes the full spectrum
of solutions available on the market

These are not only standard types of TPL and comprehensive motor insurance, but also additional motor vehicle products, such as Assistance, GAP, Legal Protection accident insurance, Network of Partner Workshops and Telematic Services.

Developed modern technologies

We complement our extensive product and process knowledge with modern technologies.

Our clients receive access to the most advanced applications for the administration of insurance and damage settlement processes. We invest in IT systems:

  • EFS (Effigence Insurance System) provides the possibility of intuitive, fully online management of the insurance program.
    Thanks to it it is possible, among others modifying the scope of protection, renewing policies or making payments.
  • ECMS (Effigence Claims Management System) supports the claims handling processes. It is both a database of claims and a tool for archiving claims documentation, cost estimation or direct claims handling.

The most important advantages of our software include:

Availability

24/7 on-line availability

Interface

Clear and modern user interface

Permissions

Stability and no risk
of unauthorized login

Database

Advanced database capabilities and data processing
i przetwarzania danych

Permissions

Flexible system of data access
and authorization

Reports

Online access to analytics and reports available on-demand by the Clients
na żądanie Klienta

Case study

A transport company with 350 sets consisting of semi-trailer tractors and semi-trailers, being one of the leaders in its industry on the Polish market, commissioned us to analyze and optimize the insurance program applied so far in the company.

Before cooperation with us, the company did not conduct claims analysis and paid premiums for TPL and comprehensive motor insurance by approx. 70% higher than the industry average.

As part of the action taken:

  • we analyzed the damages reported to insurers in the last three years,
  • we determined that 87.5% of damages under comprehensive motor insurance did not exceed PLN 2 thousand,
  • we assessed that due to the lack of a uniform post-accident repair policy, their costs are about 35% higher than the average in the industry,
  • We have implemented an incentive-prevention system for the company's drivers - rewards for blame-free driving and penalties for causing damage.

Effects

After 12 months from the implementation of the above system, the ratio of compensation and provisions for damages to the insurance premium decreased from 183% to 91%. The number of TPL damages compared to insured vehicles decreased from 32% to only 9%, and in the case of comprehensive motor insurance from 89% to 26%.

Reduce costs

This reduced the cost of insurance for the next period by 41%. Subsequent savings have brought the proposed modification of the scope of the insurance program. The total costs associated with the insurance premiums and the costs of post-accident repairs Nierefundowanych by insurers have been reduced by up to 81%.