{"id":4217,"date":"2026-03-07T23:58:11","date_gmt":"2026-03-07T22:58:11","guid":{"rendered":"https:\/\/makubezpieczenia.pl\/?page_id=4217"},"modified":"2026-05-06T18:38:36","modified_gmt":"2026-05-06T16:38:36","slug":"owu-lista","status":"publish","type":"page","link":"https:\/\/makubezpieczenia.pl\/en\/owu-lista\/","title":{"rendered":"Og\u00f3lne Warunki Ubezpieczenia"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4217\" class=\"elementor elementor-4217\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d93972f e-flex e-con-boxed e-con e-parent\" data-id=\"d93972f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0f2969b e-flex e-con-boxed e-con e-parent\" data-id=\"0f2969b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a8cfcb3 elementor-widget elementor-widget-spacer\" data-id=\"a8cfcb3\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c2b97e e-flex e-con-boxed e-con e-parent\" data-id=\"8c2b97e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da2fbb1 elementor-widget elementor-widget-html\" data-id=\"da2fbb1\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<script> \njQuery(document).ready(function($) { \nvar delay = 100; setTimeout(function() { \n$('.elementor-tab-title').removeClass('elementor-active');\n $('.elementor-tab-content').css('display', 'none'); }, delay); \n}); \n<\/script>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d37be03 e-con-full e-flex e-con e-parent\" data-id=\"d37be03\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13980ab elementor-widget elementor-widget-image\" data-id=\"13980ab\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"662\" src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2024\/09\/Allianz.svg.png\" class=\"attachment-full size-full wp-image-2740\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c773b3 elementor-widget elementor-widget-heading\" data-id=\"9c773b3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Ubezpieczenia Maj\u0105tkowe<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe39c30 elementor-widget elementor-widget-accordion\" data-id=\"fe39c30\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2661\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2661\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 1 czerwca 2022 r. <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2661\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2661\"><p><a href=\"\/wp-content\/uploads\/2022\/06\/Karta_Produktu_Ubezpieczenie_sprzetu_elektronicznego_prev.pdf\">Karta Produktu Ubezpieczenie sprz\u0119tu elektronicznego<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/06\/OWU_sprzetu_elektronicznego_prev.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZENIA sprz\u0119tu elektronicznego<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/06\/Karta_Produktu_Ubezpieczenie_mienia_od_wszystkich_ryzyk_prev.pdf\">Karta Produktu Ubezpieczenie mienia od&nbsp;wszystkich ryzyk<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/06\/OWU_mienia_od_wszystkich_ryzyk-All_risks_prev.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZENIA mienia od&nbsp;wszystkich ryzyk utraty lub uszkodzenia<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/06\/Karta_Produktu_Ubezpieczenie_maszyn_budowlanych_prev.pdf\">Karta Produktu Ubezpieczenie ladunkow w\u00a0transporcie krajowym-cargo<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/06\/OWU_ladunkow_w_transporcie_krajowym-cargo_prev.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZENIA \u0142adunk\u00f3w w&nbsp;transporcie krajowym (cargo)<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/06\/Karta_Produktu_Ubezpieczenie_maszyn_i_urzadzen_od_awarii_prev.pdf\">Karta Produktu Ubezpieczenie maszyn i\u00a0urzadzen od\u00a0awarii<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/06\/OWU_maszyn_i_urzadzen_od_awarii_prev.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZENIA maszyn i&nbsp;urz\u0105dze\u0144 od&nbsp;awarii<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/06\/Karta_Produktu_Ubezpieczenie_maszyn_budowlanych_prev.pdf\">Karta Produktu Ubezpieczenie maszyn budowlanych<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/06\/OWU_maszyn_budowlanych_prev.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZENIA maszyn i&nbsp;sprz\u0119tu budowlanego<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/06\/Karta_Produktu_Ubezpieczenie_prac_budowlano-montazowych_prev.pdf\">Karta Produktu Ubezpieczenie prac budowlano-montazowych<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/06\/OWU_prac_budowlano-montazowych_prev.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZENIA prac budowlano-monta\u017cowych<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-536e5ad elementor-widget elementor-widget-image\" data-id=\"536e5ad\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"135\" data-src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2024\/10\/compensa-logo.png\" class=\"attachment-full size-full wp-image-2757 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 500px; --smush-placeholder-aspect-ratio: 500\/135;\" \/><noscript><img decoding=\"async\" width=\"500\" height=\"135\" src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2024\/10\/compensa-logo.png\" class=\"attachment-full size-full wp-image-2757\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77449ad elementor-widget elementor-widget-heading\" data-id=\"77449ad\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Ubezpieczenia Komunikacyjne<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-056dc9a elementor-widget elementor-widget-accordion\" data-id=\"056dc9a\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5691\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-5691\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 13 lutego 2026 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5691\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-5691\"><p><a href=\"\/pdf\/OWU\/Compensa\/15b_CNL_UCH_2_02_2023_aneks nr 1_KARTA Produktu Ryzyka Dobrowolne 06-11-2024.pdf\">Karta Produktu Ubezpieczenie dla flot pojazd\u00f3w i&nbsp;leasing\u00f3w<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2023\/10\/OWU-Compensa-Komunikacja-Floty-Leasing-23.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZENIA dla flot pojazd\u00f3w i&nbsp;leasing\u00f3w<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5692\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-5692\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">do 12 lutego 2026 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5692\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-5692\"><p><a href=\"\/pdf\/OWU\/Compensa\/OWU Compensa Komunikacja Floty Leasing z Aneksami.pdf\">Karta Produktu Ubezpieczenie dla flot pojazd\u00f3w i&nbsp;leasing\u00f3w<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2023\/10\/OWU-Compensa-Komunikacja-Floty-Leasing-23.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZENIA dla flot pojazd\u00f3w i&nbsp;leasing\u00f3w<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5e43c8 elementor-widget elementor-widget-image\" data-id=\"e5e43c8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"3100\" height=\"600\" data-src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2024\/10\/Generali.png\" class=\"attachment-full size-full wp-image-2763 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 3100px; --smush-placeholder-aspect-ratio: 3100\/600;\" \/><noscript><img decoding=\"async\" width=\"3100\" height=\"600\" src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2024\/10\/Generali.png\" class=\"attachment-full size-full wp-image-2763\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49098f8 elementor-widget elementor-widget-heading\" data-id=\"49098f8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Ubezpieczenia Komunikacyjne<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5f0263 elementor-widget elementor-widget-accordion\" data-id=\"a5f0263\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1731\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1731\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 13 lutego 2026 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1731\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1731\"><p><a href=\"\/pdf\/OWU\/Generali\/Karta produktu Generali AutoProgram Ubezpieczenia dobrowolne - od 13.02.2026.pdf\">Karta produktu Generali AutoProgram<\/a><\/p><p><a href=\"\/pdf\/OWU\/Generali\/OWU Komunikacyjne Generali AutoProgram - od 13.02.2026.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZE\u0143 KOMUNIKACYJNYCH GENERALI AUTOPROGRAM<\/a><\/p><p><a href=\"\/pdf\/OWU\/Generali\/Karta Produktu Generali dla Samochod\u00f3w kempingowych i Przyczep kempingowych - od 13.02.2026.pdf\">Karta Produktu Ubezpieczenie dla Samochod\u00f3w kempingowych i\u00a0Przyczep kempingowych<\/a><\/p><p><a href=\"\/pdf\/OWU\/Generali\/OWU Komunikacyjne Generali dla Samochod\u00f3w kempingowych i Przyczep kempingowych - od 13.02.2026.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZE\u0143 KOMUNIKACYJNYCH DLA SAMOCHOD\u00d3W KEMPINGOWYCH I\u00a0PRZYCZEP KEMPINGOWYCH<\/a><\/p><p><a href=\"\/pdf\/OWU\/Generali\/Karta Produktu Generali dla Motocykli i Motorower\u00f3w - od 13.02.2026.pdf\">Karta Produktu Ubezpieczenie dla Motocykli i\u00a0Motorower\u00f3w<\/a><\/p><p><a href=\"\/pdf\/OWU\/Generali\/OWU Komunikacyjne Generali dla Motocykli i Motorower\u00f3w - od 13.02.2026.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZE\u0143 KOMUNIKACYJNYCH DLA MOTOCYKLI I\u00a0MOTOROWER\u00d3W<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1732\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1732\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">do 12 lutego 2026 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1732\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1732\"><p><a href=\"\/pdf\/OWU\/Generali\/do 12 lutego 2026\/Karta Produktu Generali AutoProgram.pdf\">Karta produktu Generali AutoProgram<\/a><\/p><p><a href=\"\/pdf\/OWU\/Generali\/do 12 lutego 2026\/Og\u00f3lne Warunki Ubezpiecze\u0144 Komunikacyjnych Generali AutoProgram.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZE\u0143 KOMUNIKACYJNYCH GENERALI AUTOPROGRAM<\/a><\/p><p><a href=\"\/pdf\/OWU\/Generali\/do 12 lutego 2026\/Karta Produktu Ubezpieczenia dla samochod\u00f3w kempingowych i przyczep kempingowych.pdf\">Karta Produktu Ubezpieczenie dla Samochod\u00f3w kempingowych i\u00a0Przyczep kempingowych<\/a><\/p><p><a href=\"\/pdf\/OWU\/Generali\/do 12 lutego 2026\/Og\u00f3lne Warunki Ubezpiecze\u0144 Komunikacyjnych dla samochod\u00f3w kempingowych i przyczep kempingowych.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZE\u0143 KOMUNIKACYJNYCH DLA SAMOCHOD\u00d3W KEMPINGOWYCH I\u00a0PRZYCZEP KEMPINGOWYCH<\/a><\/p><p><a href=\"\/pdf\/OWU\/Generali\/do 12 lutego 2026\/Og\u00f3lne Warunki Ubezpiecze\u0144 Komunikacyjnych dla Motocykli i Motorower\u00f3w.pdf\">Karta Produktu Ubezpieczenie dla Motocykli i\u00a0Motorower\u00f3w<\/a><\/p><p><a href=\"\/pdf\/OWU\/Generali\/do 12 lutego 2026\/Og\u00f3lne Warunki Ubezpiecze\u0144 Komunikacyjnych dla Motocykli i Motorower\u00f3w.pdf\">OG\u00d3LNE WARUNKI UBEZPIECZE\u0143 KOMUNIKACYJNYCH DLA MOTOCYKLI I\u00a0MOTOROWER\u00d3W<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5812e9 elementor-widget elementor-widget-heading\" data-id=\"c5812e9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Ubezpieczenia Sprz\u0119tu Rolniczego<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce1841a elementor-widget elementor-widget-accordion\" data-id=\"ce1841a\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2161\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2161\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 1 kwietnia 2026 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2161\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2161\"><p><a href=\"https:\/\/makubezpieczenia.pl\/doc\/owu\/Generali\/Karta-Produktu-OC_PPM.pdf\">Karta Produktu OC posiadaczy pojazd\u00f3w mechanicznych<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/doc\/owu\/Generali\/Karta-produktu-AC.pdf\">Karta Produktu Agro Casco<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/doc\/owu\/Generali\/Karta-Produktu-NNW.pdf\">Karta Produktu NNW<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/doc\/owu\/Generali\/Karta-Produktu-Ochrona-Prawna.pdf\">Karta Produktu Ochrona Prawna<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/pdf\/OWU\/Generali\/BPCE_Szczeg\u00f3\u0142owe_Warunki_Ubezpieczenia_042026.pdf\">Szczeg\u00f3\u0142owe Warunki Ubezpieczenia Pakiet Agro Premium<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2022\/01\/SWU-OP-NEW-2022.pdf\">Szczeg\u00f3lne Warunki Ubezpieczenia Ochrony Prawnej<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/doc\/owu\/Generali\/Karta-Produktu-Asysta-Prawna-i-Windykacja.pdf\">Szczeg\u00f3lne Warunki Ubezpieczenia Asysty Prawnej i&nbsp;Windykacyjnej<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2162\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2162\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">do 31 marca 2026 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2162\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2162\"><p><a href=\"https:\/\/makubezpieczenia.pl\/doc\/owu\/Generali\/Karta-Produktu-Asysta-Prawna-i-Windykacja.pdf\">Karta Produktu OC posiadaczy pojazd\u00f3w mechanicznych<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/doc\/owu\/Generali\/Karta-produktu-AC.pdf\">Karta Produktu Agro Casco<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/doc\/owu\/Generali\/Karta-Produktu-NNW.pdf\">Karta Produktu NNW<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/doc\/owu\/Generali\/Karta-Produktu-Ochrona-Prawna.pdf\">Karta Produktu Ochrona Prawna<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/doc\/owu\/Generali\/Karta-Produktu-Asysta-Prawna-i-Windykacja.pdf\">Karta Produktu Asysta Prawna i\u00a0Windykacja<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/pdf\/OWU\/Generali\/SG_aneks_5_SWU.pdf\">Szczeg\u00f3\u0142owe Warunki Ubezpieczenia Pakiet Agro Premium<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2022\/01\/SWU-OP-NEW-2022.pdf\">Szczeg\u00f3lne Warunki Ubezpieczenia Ochrony Prawnej<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/doc\/owu\/Generali\/Karta-Produktu-Asysta-Prawna-i-Windykacja.pdf\">Szczeg\u00f3lne Warunki Ubezpieczenia Asysty Prawnej i\u00a0Windykacyjnej<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9faf27 elementor-widget elementor-widget-image\" data-id=\"a9faf27\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"339\" height=\"193\" data-src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2024\/10\/ErgoHestia.png\" class=\"attachment-full size-full wp-image-2768 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 339px; --smush-placeholder-aspect-ratio: 339\/193;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"339\" height=\"193\" src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2024\/10\/ErgoHestia.png\" class=\"attachment-full size-full wp-image-2768\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8484a4b elementor-widget elementor-widget-heading\" data-id=\"8484a4b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Ubezpieczenia Komunikacyjne<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf7c91f elementor-widget elementor-widget-accordion\" data-id=\"cf7c91f\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2171\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2171\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 1 kwietnia 2025 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2171\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2171\"><p><a href=\"\/pdf\/OWU\/Hestia\/od 1 kwietnia 2025\/Karta Produktu oraz Og\u00f3lne Warunki Ubezpieczenia Autocasco.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia Autocasco<\/a><\/p><p><a href=\"\/pdf\/OWU\/Hestia\/od 1 kwietnia 2025\/Karta Produktu oraz Og\u00f3lne Warunki Ubezpieczenia Hestia Car Assistance.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia Hestia Car Assistance<\/a><\/p><p><a href=\"\/pdf\/OWU\/Hestia\/od 1 kwietnia 2025\/Karta Produktu oraz Og\u00f3lne Warunki Ubezpieczenia NNW Kierowcy i Pasa\u017cer\u00f3w.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia NNW Kierowcy i&nbsp;Pasa\u017cer\u00f3w<\/a><\/p><p><a href=\"\/pdf\/OWU\/Hestia\/od 1 kwietnia 2025\/Karta Produktu oraz Og\u00f3lne Warunki Ubezpieczenia Szyb Samochodowych.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia Szyb Samochodowych<\/a><\/p><p><a href=\"\/pdf\/OWU\/Hestia\/od 1 kwietnia 2025\/Karta Produktu oraz Og\u00f3lne Warunki Ubezpieczenia Zielona Karta.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia Zielona Karta<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2172\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2172\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 1 pa\u017adziernika 2018 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2172\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2172\"><p><a href=\"\/wp-content\/uploads\/2020\/12\/KMOW031_1810_AUTOCASCO.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia Autocasco<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2020\/12\/KMOW032_1810_HESTIA_CAR_ASSISTANCE_6.09.2018.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia Assistance<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2173\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2173\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 24 wrze\u015bnia 2018 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2173\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2173\"><p><a href=\"\/wp-content\/uploads\/2020\/12\/KMOW022-1809_NNW.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia NNW<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2020\/12\/KMOW078-1809_SZYBY.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia Szyby<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2174\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2174\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 31 grudnia 2018 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2174\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2174\"><p><a href=\"\/wp-content\/uploads\/2022\/07\/KMOW021_1812_ZK.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia Zielona Karta<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d0d3fd elementor-widget elementor-widget-image\" data-id=\"1d0d3fd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1006\" height=\"1006\" data-src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2024\/10\/PZU.png\" class=\"attachment-full size-full wp-image-2776 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1006px; --smush-placeholder-aspect-ratio: 1006\/1006;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1006\" height=\"1006\" src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2024\/10\/PZU.png\" class=\"attachment-full size-full wp-image-2776\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d37fee elementor-widget elementor-widget-heading\" data-id=\"2d37fee\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Ubezpieczenia Komunikacyjne<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6451b58 elementor-widget elementor-widget-accordion\" data-id=\"6451b58\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1051\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1051\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 21 marca 2026 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1051\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1051\"><p><a href=\"\/pdf\/OWU\/PZU\/Karta Produktu oraz Og\u00f3lne Warunki Ubezpieczenia PZU Auto.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia PZU Auto<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1052\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1052\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 1 pa\u017adziernika 2018 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1052\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1052\"><p><a href=\"\/wp-content\/uploads\/2022\/11\/6928-VII_1613-II_6959_male-OWU-PZU-AutoSzyba_KPL.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia Auto Szyba<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/11\/6432-XIII_1613-II_6H44_male-OWU-PZU-Auto-Pomoc-z-IADO-i-Karta-Produktu_K....pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia NNW<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/11\/6432-XIII_1613-II_6H44_male-OWU-PZU-Auto-Pomoc-z-IADO-i-Karta-Produktu_K....pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia PZU Auto Pomoc<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/11\/6366-X_6F24-C_1613-II_male-OWU-Zielona-Karta_KPL.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia Zielona Karta<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1053\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1053\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">do 20 marca 2026 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1053\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1053\"><p><a href=\"\/wp-content\/uploads\/2024\/05\/Ogolne-warunki-ubezpieczen-komunikacyjnych-PZU-Auto-do-ofert-od-18.05.2024-r.pdf\">Karta Produktu PZU Auto OC<\/a><\/p><p><a href=\"\/wp-content\/uploads\/2022\/11\/6H42-IV_Karta-Produktu-PZU-Auto-OC.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia PZU Auto<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6f51eb elementor-widget elementor-widget-image\" data-id=\"d6f51eb\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"188\" data-src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2024\/10\/warta-logo.png\" class=\"attachment-full size-full wp-image-2784 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 500px; --smush-placeholder-aspect-ratio: 500\/188;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"188\" src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2024\/10\/warta-logo.png\" class=\"attachment-full size-full wp-image-2784\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db898c8 elementor-widget elementor-widget-heading\" data-id=\"db898c8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Ubezpieczenia Komunikacyjne<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75b895c elementor-widget elementor-widget-accordion\" data-id=\"75b895c\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1231\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1231\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 17 maja 2026 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1231\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1231\"><p><a href=\"\/pdf\/OWU\/Warta\/od 17 maja 2026\/Karta Produktu oraz Og\u00f3lne Warunki Ubezpieczenia Autocasco i Kradzie\u017c dla flot samochodowych.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia Autocasco i&nbsp;Kradzie\u017c dla flot samochodowych<\/a><\/p><p><a href=\"\/pdf\/OWU\/Warta\/od 17 maja 2026\/Karta Produktu oraz Og\u00f3lne Warunki Ubezpieczenia Warta Moje Auto.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia Warta Moje&nbsp;Auto<\/a><\/p><p><a href=\"\/pdf\/OWU\/Warta\/od 17 maja 2026\/Karta Produktu oraz Og\u00f3lne Warunki Ubezpieczenia Zielona Karta.pdf\">Karta Produktu oraz&nbsp;Og\u00f3lne Warunki Ubezpieczenia Zielona Karta<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1232\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1232\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 22 czerwca 2025 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1232\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1232\"><p><a href=\"\/pdf\/OWU\/Warta\/Warta Autocasco i Kradzie\u017c dla flot samochodowych_Karta informacyjna o produkcie dla dystrybutora.pdf\">Karta Produktu Autocasco i&nbsp;Kradzie\u017c dla Flot Samochodowych<\/a><\/p><p><a href=\"\/pdf\/OWU\/Warta\/WARTA OWU Autocasco i Kradziezy dla flot samochodowych_C3915_int.pdf\">Og\u00f3lne Warunki Ubezpieczenia Autocasco i&nbsp;Kradzie\u017c dla Flot Samochodowych<\/a><\/p><p><a href=\"\/pdf\/OWU\/Warta\/Warta Moje Auto_Karta informacyjna o produkcie dla dystrybutora.pdf\">Karta Produktu Warta Moje&nbsp;Auto<\/a><\/p><p><a href=\"\/pdf\/OWU\/Warta\/OWU WARTA Moje Auto C8371_int.pdf\">Og\u00f3lne Warunki Ubezpieczenia Warta Moje&nbsp;Auto<\/a><\/p><p><a href=\"\/pdf\/OWU\/Warta\/Warta Zielona Karta_Karta informacyjna o produkcie dla dystrybutora.pdf\">Karta Produktu Warta Zielona Karta<\/a><\/p><p><a href=\"\/pdf\/OWU\/Warta\/WARTA OWU Zielona Karta ZK C2507_int.pdf\">Og\u00f3lne Warunki Ubezpieczenia Warta Zielona Karta<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05a566d elementor-widget elementor-widget-heading\" data-id=\"05a566d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Ubezpieczenia Maj\u0105tkowe<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79bf532 elementor-widget elementor-widget-accordion\" data-id=\"79bf532\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1271\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1271\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 1 marca 2016 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1271\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1271\"><p><a href=\"https:\/\/makubezpieczenia.pl\/pdf\/OWU\/Warta\/Maj\u0105tkowe\/Karta Produktu i Og\u00f3lne Warunki Ubezpieczenia mienia od zdarze\u0144 losowych.pdf\">Karta Produktu i&nbsp;Og\u00f3lne Warunki Ubezpieczenia mienia od&nbsp;zdarze\u0144 losowych<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab04ae elementor-widget elementor-widget-image\" data-id=\"3ab04ae\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"320\" height=\"249\" data-src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2024\/10\/Uniqa.png\" class=\"attachment-full size-full wp-image-2793 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 320px; --smush-placeholder-aspect-ratio: 320\/249;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"320\" height=\"249\" src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2024\/10\/Uniqa.png\" class=\"attachment-full size-full wp-image-2793\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-426691a elementor-widget elementor-widget-heading\" data-id=\"426691a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Ubezpieczenia Komunikacyjne<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce69081 elementor-widget elementor-widget-accordion\" data-id=\"ce69081\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2161\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2161\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 3 grudnia 2024 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2161\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2161\"><p><a href=\"\/pdf\/OWU\/Uniqa\/2474_6_PID_1024 OC_z.pdf\">Karta Produktu Ubezpieczenie OC posiadaczy pojazd\u00f3w mechanicznych<\/a><\/p><p><a href=\"\/pdf\/OWU\/Uniqa\/2474_1_PID_1024 AC_z.pdf\">Karta Produktu Autocasco<\/a><\/p><p><a href=\"\/\/pdf\/OWU\/Uniqa\/2474_3_PID_1024 NNW_z.pdf\">Karta Produktu NNW<\/a><\/p><p><a href=\"\/pdf\/OWU\/Uniqa\/2474_2_PID_1024 Szyby_z.pdf\">Karta Produktu Szyby<\/a><\/p><p><a href=\"\/pdf\/OWU\/Uniqa\/2474_5_PID_1024 Assistance_z.pdf\">Karta Produktu Assistance<\/a><\/p><p><a href=\"\/pdf\/OWU\/Uniqa\/2474_4_PID_1024 ZK_z.pdf\">Karta Produktu Zielona Karta<\/a><\/p><p><a href=\"\/pdf\/OWU\/Uniqa\/2474_1024_OWU.pdf\">Og\u00f3lne Warunki Ubezpieczenia Pojazd\u00f3w Leasingowanych<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41dbe3c elementor-widget elementor-widget-image\" data-id=\"41dbe3c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"3840\" height=\"3840\" data-src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2026\/02\/AXA_Logo.png\" class=\"attachment-full size-full wp-image-4171 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 3840px; --smush-placeholder-aspect-ratio: 3840\/3840;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"3840\" height=\"3840\" src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2026\/02\/AXA_Logo.png\" class=\"attachment-full size-full wp-image-4171\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dbc083 elementor-widget elementor-widget-heading\" data-id=\"6dbc083\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Ubezpieczenia Komunikacyjne<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df9116b elementor-widget elementor-widget-accordion\" data-id=\"df9116b\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2341\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2341\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 15 marca 2021 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2341\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2341\"><p><strong>AXA MOTO ASSISTANCE (osobowe i&nbsp;dostawcze do&nbsp;3.5tony)<\/strong><\/p><p><a href=\"\/pdf\/OWU\/Axa\/Ulotka_AXA_Moto Assistance.pdf\">Ulotka AXA Moto Assistance<\/a><\/p><p><a href=\"\/pdf\/OWU\/Axa\/OWU_AXA_Moto Assistance.pdf\">OWU AXA Moto Assistance<\/a><\/p><p><a href=\"\/pdf\/OWU\/Axa\/IPID_AXA_Moto Assistance.pdf\">IPID AXA Moto Assistance<\/a><\/p><p><strong>AXA TRUCK ASSISTANCE \u00a0(pojazdy \u00a0&gt; 3,5 tony)<\/strong><\/p><p><a href=\"\/pdf\/OWU\/Axa\/ulotka Truck Assistance.pdf\">Karta Produktu AXA New Assistance Truck<\/a><\/p><p><a href=\"\/pdf\/OWU\/Axa\/SWU New Assistance Truck.pdf\">Szczeg\u00f3lne Warunki Ubezpieczenia AXA New Assistance Truck<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ebbfd5 elementor-widget elementor-widget-image\" data-id=\"8ebbfd5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2026\/02\/Defend_logo.svg\" class=\"attachment-full size-full wp-image-4176 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" src=\"https:\/\/makubezpieczenia.pl\/wp-content\/uploads\/2026\/02\/Defend_logo.svg\" class=\"attachment-full size-full wp-image-4176\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce80ec0 elementor-widget elementor-widget-heading\" data-id=\"ce80ec0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Ubezpieczenia Komunikacyjne<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07e9b53 elementor-widget elementor-widget-accordion\" data-id=\"07e9b53\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8291\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-8291\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">od 1 stycznia 2025 r.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-8291\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-8291\"><p><a href=\"https:\/\/makubezpieczenia.pl\/pdf\/OWU\/Defend\/OWU DEFEND Gap 2025-sig-sig.pdf\">Og\u00f3lne Warunki Ubezpieczenia DEFEND Gap<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/pdf\/OWU\/Defend\/DEFEND Gap MAX AC.pdf\">Szczeg\u00f3lne Warunki Ubezpieczenia DEFEND Gap MAX\u00a0AC<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/pdf\/OWU\/Defend\/DEFEND Gap MAX.pdf\">Szczeg\u00f3lne Warunki Ubezpieczenia DEFEND Gap MAX<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/pdf\/OWU\/Defend\/ulotka_GAP AC.pdf\">Karta Produktu Truck Gap T-MAX AC<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/pdf\/OWU\/Defend\/ulotka_GAP fakturowy.pdf\">Karta Produktu Truck Gap T-MAX<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/pdf\/OWU\/Defend\/OWU DEFEND Truck Gap 2025-sig-sig.pdf\">Og\u00f3lne Warunki Ubezpieczenia DEFEND Truck Gap<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/pdf\/OWU\/Defend\/DEFEND Truck Gap T-MAX AC.pdf\">Szczeg\u00f3lne Warunki Ubezpieczenia DEFEND Truck Gap T-MAX AC<\/a><\/p><p><a href=\"https:\/\/makubezpieczenia.pl\/pdf\/OWU\/Defend\/DEFEND Truck Gap T-MAX.pdf\">Szczeg\u00f3lne Warunki Ubezpieczenia DEFEND Truck Gap T-MAX<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Ubezpieczenia Maj\u0105tkowe od 1 czerwca 2022 r. Karta Produktu Ubezpieczenie sprz\u0119tu elektronicznego OG\u00d3LNE WARUNKI UBEZPIECZENIA sprz\u0119tu elektronicznego Karta Produktu Ubezpieczenie mienia od wszystkich ryzyk OG\u00d3LNE WARUNKI UBEZPIECZENIA mienia od wszystkich ryzyk utraty lub uszkodzenia Karta Produktu Ubezpieczenie ladunkow w\u00a0transporcie krajowym-cargo OG\u00d3LNE WARUNKI UBEZPIECZENIA \u0142adunk\u00f3w w transporcie krajowym (cargo) Karta Produktu Ubezpieczenie maszyn i\u00a0urzadzen od\u00a0awarii OG\u00d3LNE [&hellip;]<\/p>","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4217","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/makubezpieczenia.pl\/en\/wp-json\/wp\/v2\/pages\/4217","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/makubezpieczenia.pl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/makubezpieczenia.pl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/makubezpieczenia.pl\/en\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/makubezpieczenia.pl\/en\/wp-json\/wp\/v2\/comments?post=4217"}],"version-history":[{"count":162,"href":"https:\/\/makubezpieczenia.pl\/en\/wp-json\/wp\/v2\/pages\/4217\/revisions"}],"predecessor-version":[{"id":4478,"href":"https:\/\/makubezpieczenia.pl\/en\/wp-json\/wp\/v2\/pages\/4217\/revisions\/4478"}],"wp:attachment":[{"href":"https:\/\/makubezpieczenia.pl\/en\/wp-json\/wp\/v2\/media?parent=4217"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}